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Premium House Insurance

Prestige Home Insurance

We understand that for most people, their home is their most valuable asset. It is not just the bricks and mortar of the property, but also the contents and valuables within the home that require careful consideration to ensure that the correct sums insured and cover are applied.

By choosing Backhouse you will have access to a client manager who will take time to understand your individual needs and arrange the right protection for you. We pride ourselves on offering a personal service to ensure you get the attention you deserve.

We have access to leading insurers who can provide policies with benefits such as:

  • Worldwide all risks cover for your contents and valuables

  • Specialist cover for your fine art and antiques

  • Worldwide cover for your jewellery and watches

  • Annual Travel Insurance

  • Expert claims service

For more information please contact Ian Nixon on 01282 677776

To view our Private Client Brochure please click here>

4:10 am (38 minutes ago)
China asks US to pull back "from the brink" of a trade war as it announces possible tariffs on pork, wine and fruit.
12:02 am (5 hours ago)
Plans for a third runway should be improved, MPs say, but not before safeguarding issues are addressed.
12:03 am (5 hours ago)
Move follows concerns that banks may have been wrongly favoured by inexperienced staff.
12:33 am (4 hours ago)
The US trade representative says the import duties have been "paused" while further talks take place.
Yesterday 4:46 pm (12 hours ago)
The Wall Street bank joins a growing corporate backlash against gun violence in the US.
Yesterday 9:44 pm (7 hours ago)
The firm Charles Lazarus founded in 1948 said last week it was game over for its US and UK stores.
Yesterday 12:58 pm (16 hours ago)
UK rates remain unchanged at 0.5% but two Bank of England policymakers vote in favour of an increase.
Yesterday 3:30 pm (13 hours ago)
Trade body ISBA is meeting with the embattled social networking firm following a data breach.
Yesterday 8:22 pm (8 hours ago)
The existing UK supplier plans to appeal against the decision to use a Franco-Dutch firm after Brexit.
Yesterday 10:33 am (18 hours ago)
Retail trade have beaten expectations but the Beast from the East may stamp out growth.
Yesterday 10:23 am (18 hours ago)
Police release footage of the moments leading up to a crash involving a self-driving car in Arizona.
Wednesday, 5:18 pm
Shareholders have approved a deal that could award shares worth billions to Tesla's chief executive.
Wednesday, 5:39 pm
Lenders to the struggling fashion retailer agree a restructuring plan in a bid to stay afloat.
Wednesday, 9:56 pm
The Iowa company that purchased Time in January plans to sell the firm's namesake publication.
Wednesday, 7:12 pm
The US central bank signals growing confidence that US tax cuts and spending will boost the economy.
Yesterday, 1:53 am
The Facebook chief admits there was a "breach of trust" and vows to tackle misuse of personal data.
Wednesday, 3:34 pm
Firms such as Facebook and Google may be forced to pay 3% of their EU digital revenues.
Wednesday, 10:51 am
Earnings rose by 2.6% in the three months to January as the jobless rate ticked lower.
Wednesday, 8:56 am
Flooring retailer plans store closures in a bid to battle "unsustainable" rental costs.
Yesterday 1:21 pm (15 hours ago)
Big advertisers are wary about working with Facebook after its recent data scandal, says M&C Saatchi founding director David Kershaw.
Yesterday 12:42 pm (16 hours ago)
Culture Secretary says procurement process for replacement passports post-Brexit is not yet complete.
Yesterday 11:44 am (17 hours ago)
He tells BBC Breakfast losing the post-Brexit passport printing contract was a shock.
Yesterday 9:12 am (20 hours ago)
A newly-released video shows the moments leading up to a crash involving a self-driving car in Arizona.
Wednesday, 10:56 pm
Michelle Fernandes launched her own fashion brand because she wasn't being given opportunities by her employers.
Wednesday, 3:31 pm
The bloc's tax system was designed for companies with a physical presence, not digital businesses, says Pierre Moscovici, the EU's economics affairs commissioner.
Wednesday, 6:17 am
Firms that are scraping by on interest payments could be hurt by a rise in the US interest rate.
Tuesday, 8:08 am
Entrepreneur who wants skills learned on the streets to become legitimate business use links up with multimillion pound firm.
Yesterday 12:10 pm (17 hours ago)
The video-sharing site has banned videos that show people how to manufacture or modify guns.
Yesterday 9:13 am (20 hours ago)
A US court upholds a ruling that Robin Thicke copied one of Gaye's songs on his hit Blurred Lines.
12:16 am (5 hours ago)
VR has suffered from an image problem, so could very high resolution headsets be the answer?
12:06 am (5 hours ago)
Swiss watchmakers are turning to smart devices in a bid to take on Apple and Samsung.
Wednesday, 10:48 pm
As we build more robots, more people will be needed to manage them, and they may not all be advanced engineers.
Wednesday, 10:57 pm
Black Brazilians face higher levels of unemployment, lower salaries and get fewer managerial jobs.
Wednesday, 11:02 pm
Switzerland's famous small watchmakers and craftsmen hope the industry's sales slump is coming to an end.
Tuesday, 11:05 pm
The sci-fi food of the future could change the way we eat forever, and it is going to be up to food designers to convince us it's not just an acquired taste.
Tuesday, 11:10 pm
The world's biggest watch show opens this week with the Swiss industry hoping a recent sales crunch is over.
Tuesday, 11:11 pm
A project in Kenya is teaching boys how to intervene to stop sexual violence
Wednesday, 9:10 am
Africa is hoping to agree a free trade deal encompassing the whole continent - but can it be done?
Tuesday, 12:13 am
If you want a job that rides the wave of the future, get hired by a firm that combats cyber-threats, says the BBC's Mark Ward.
Tuesday, 12:18 am
The spoken web is becoming more established in the home. But will it catch on elsewhere?
Monday, 12:15 am
Ian McIntosh saved the driving school from near-collapse - but is it protected against future shocks?
Monday, 12:19 am
As regulators toughen their stance, UK betting firms face a more challenging business climate.
Friday, March 16th, 10:36 pm
Single people pay more for holidays, living costs and car insurance - but there are some benefits too.
Friday, March 16th, 12:01 am
In the first of our Future of Work series, we look at how new tech could change our working lives.
Tuesday, 12:15 pm
Freezing the deceased in the hope of one day reviving them could become a mainstream service, advocates say.
Friday, March 16th, 12:11 am
Up to a million people are employed around the world as professional shoppers for clients in China.
Friday, March 16th, 12:21 am
As the fight against plastic pollution gains momentum, firms are tackling the issue in different ways.
Thursday, March 15th, 12:25 am
The Treasury is seeking views about the future of our coins - but what uses do 1p and 2p pieces have?
Thursday, March 15th, 12:28 am
Talking about failure is taboo in Germany, and it could be holding business back.
Wednesday, March 14th, 12:03 am
How Mexican entrepreneur Ixchel Anaya launched a reusable nappies business that exports around the globe.
Wednesday, March 14th, 12:07 am
The money sent home by migrant workers is relied up on by schools in El Salvador
Tuesday, March 13th, 12:21 am
China's tech transformation proceeds apace, but with it comes more digital monitoring and control.
Monday, March 12th, 12:10 am
When a serious knee injury ended Greg Cox's rugby career, it set him on the path to becoming a multi-millionaire entrepreneur.
Sunday, March 11th, 12:55 am
The Spring Budget was the most important economic statement of the year, but then it moved to the autumn.
Sunday, March 11th, 1:47 am
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Saturday, March 10th, 2:53 am
Weekly spending on UK pets has risen by 31% in two years. Here are some of the more unusual wares on sale at Crufts.
Friday, March 9th, 12:02 am
Since cars were invented, people have dreamed about making them fly. So why haven't they taken off?
Thursday, March 8th, 9:50 am
On International Women's Day, meet Anne Boden, the Swansea tech entrepreneur who founded her own bank.


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions