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Pensions and Investments Advice

Pensions and Investments Advice

Through our sister company, Backhouse Independent Financial Services Ltd, Backhouse has been providing pension and investment advice for over 35 years, both locally and nationally.

We offer a bespoke service through our Private Client division, to both personal and business clients.

Our qualified and experienced advisers review the whole market place, offering impartial and independent financial advice.

We take the time to get to know you, listening to your objectives, reviewing your personal and financial circumstances, identifying shortfalls and ascertaining you attitude toward investment risk. After analysing this data, we research the markets and prepare your financial plan, making recommendations from what can be seen as a daunting array of products, our advisers will select the right pension or investment to attain your goals.

Once your plan is in place, Backhouse offer a regular review, to discuss, tweak and review its performance whilst also taking into account any changes to your own personal circumstances. In fact, ongoing communication is fundamental in ensuring that your goals remain in clear focus.

Please contact us for friendly and professional advice on:-

  • Stakeholder & Personal Pensions

  • Self-Invested Personal Pensions (including commercial property purchase)

  • Occupational Pensions

  • Unsecured & Alternatively Secured Pension Income  

  • Annuities

  • Individual Savings Accounts (ISA’s)

  • Collective Investments (OEIC’s and Investment Trusts)

  • Investment Bonds

  • Deposit accounts

For more information please contact Martin Edwards on 01282 677776

To view our Private Client Brochure please click here>

Yesterday 6:10 pm (12 hours ago)
The European Central Bank says it will no longer produce the €500 note because of concerns that it could help facilitate illegal activities.
Yesterday 5:14 pm (13 hours ago)
Sainsbury's reports a fall in annual underlying profits as the supermarket price war continues to hurt the retailer.
Yesterday 6:52 pm (11 hours ago)
Japanese airbag maker Takata has been forced to increase a recall after US authorities said they found further safety defects in its products.
Yesterday 11:31 pm (6 hours ago)
Electric carmaker Tesla Motors says it is on track to produce 500,000 vehicles in 2018, two years earlier than expected.
3:32 am (2 hours ago)
LA Times owner, Tribune Publishing rejects unsolicited offer from rival Gannett
3:41 am (2 hours ago)
Shares of Australian banks are trading higher and outpacing the broader market.
Yesterday 1:29 pm (16 hours ago)
The owner of the New York Stock Exchange, Intercontinental Exchange (ICE), says it will not make a takeover offer for the London Stock Exchange (LSE).
Yesterday 1:17 pm (17 hours ago)
Sportswear giant Adidas says it plans to sell most of its loss-making golf business in order to concentrate on shoes and clothing.
Yesterday 11:05 am (19 hours ago)
The UK's biggest payday lender - Wonga - saw its losses double last year as tougher regulation in the industry continued to bite.
Yesterday 8:05 am (22 hours ago)
Retailer Next warns that its sales and profits could be lower than previously forecast as it remains worried about a slowdown in consumer spending.
Yesterday 11:36 am (18 hours ago)
Rules that will drastically alter cigarette packaging are set to be adopted, after big tobacco firms failed to block new European Union laws.
Yesterday 5:00 pm (13 hours ago)
A Chinese company is free to use the name "IPHONE" on its handbags and leather goods after Apple loses a trademark court ruling in China.
Yesterday, 12:56 am
Vulnerable residents with council tax debts should be given breathing space to repay arrears rather than face the threat of bailiffs, two charities say.
Yesterday 12:43 pm (17 hours ago)
A Bitcoin expert expresses regret about the way he blogged support for an Australian's claim to have invented the crypto-currency.
Yesterday 5:13 pm (13 hours ago)
Royal Dutch Shell says it will cut its spending by another 10% this year after warning lower oil prices will continue to affect its business.
Yesterday 8:27 pm (9 hours ago)
Apple has been forced to share the iPhone name in China, but which other US brands have had similar problems in the country?
Yesterday 6:52 am (23 hours ago)
Fashion in the age of technology is being celebrated at the Metropolitan Museum of Art's Costume Institute exhibition.
12:09 am (6 hours ago)
Strong demand, especially from China, has helped ramp up the price of the ornamental resin amber, making it worth more than its weight in gold - some fear an investment bubble.
Yesterday, 12:42 am
The air quality in Mexico City dropped to its worst level in 14 years this March. The BBC looks at some of the solutions for dealing with air pollution.
Tuesday, 12:21 am
Can Sendy take on the giants of delivery in Nairobi with the sharing economy?
Yesterday, 1:43 am
Money being spent on next week's general election in the Philippines is so huge it is likely to provide an economic boost.
Tuesday, 12:07 pm
Independent property expert Louisa Fletcher says she can only see the "Bank of Mum and Dad" growing, but has a warning for parents.
Monday, 7:59 am
Australian entrepreneur Craig Wright says he is Bitcoin creator Satoshi Nakamoto.
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Is China's Jack Ma the new Rupert Murdoch?
1:30 am (4 hours ago)
Russian Grand Prix on track to switch owners
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Making paper from elephant dung
Yesterday, 12:07 am
Could the Sports Direct boss be the saviour of BHS?
Yesterday 11:01 am (19 hours ago)
'Every bookmaker is crying out in pain'
Yesterday, 12:18 am
Syrian refugee students rebuild from Beirut
Yesterday, 12:11 am
The mending craze gripping New York
Tuesday, 12:13 am
Bottling water for profit in drought-hit California
Tuesday, 12:16 am
How cloud computing helps us discover at the speed of light


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley