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Pensions and Investments Advice

Pensions and Investments Advice

Through our sister company, Backhouse Independent Financial Services Ltd, Backhouse has been providing pension and investment advice for over 35 years, both locally and nationally.

We offer a bespoke service through our Private Client division, to both personal and business clients.

Our qualified and experienced advisers review the whole market place, offering impartial and independent financial advice.

We take the time to get to know you, listening to your objectives, reviewing your personal and financial circumstances, identifying shortfalls and ascertaining you attitude toward investment risk. After analysing this data, we research the markets and prepare your financial plan, making recommendations from what can be seen as a daunting array of products, our advisers will select the right pension or investment to attain your goals.

Once your plan is in place, Backhouse offer a regular review, to discuss, tweak and review its performance whilst also taking into account any changes to your own personal circumstances. In fact, ongoing communication is fundamental in ensuring that your goals remain in clear focus.

Please contact us for friendly and professional advice on:-

  • Stakeholder & Personal Pensions

  • Self-Invested Personal Pensions (including commercial property purchase)

  • Occupational Pensions

  • Unsecured & Alternatively Secured Pension Income  

  • Annuities

  • Individual Savings Accounts (ISA’s)

  • Collective Investments (OEIC’s and Investment Trusts)

  • Investment Bonds

  • Deposit accounts

For more information please contact Martin Edwards on 01282 677776

To view our Private Client Brochure please click here>

7:29 pm (4 hours ago)
The International Monetary Fund is wary of any financial contribution to a third Greek bailout and is unlikely to provide funds at the first stage.
10:56 pm (an hour ago)
SoulCycle, the indoor cycling fitness chain with a celebrity following in the US, including David Beckham and Lady Gaga, plans to float on the stock market.
9:32 pm (2 hours ago)
Google is to defy a French ruling that the "right to be forgotten" should be applied globally and not just in Europe.
10:24 pm (an hour ago)
The social network Facebook announces it has built its own drone to bring internet connectivity to remote parts of the world.
5:04 pm (7 hours ago)
The US economy grew at an annualised pace of 2.3% in the three months to June, official figures show.
2:13 pm (10 hours ago)
The UK has become Santander's most profitable market, generating just over a fifth of the bank's profits in the first half of 2015.
1:52 pm (10 hours ago)
Energy firm EDF lost 266,000 UK customer accounts in the past year as more consumers chose to switch their gas and electricity suppliers.
11:31 am (12 hours ago)
Energy firm Centrica says it is cutting 6,000 jobs, as it reports a doubling of profits at its British Gas business.
11:45 am (12 hours ago)
Oil giant Royal Dutch Shell says it has shed 6,500 jobs as part of cost-cutting plans.
12:36 pm (11 hours ago)
Royal Bank of Scotland, which owns NatWest and Ulster Bank, reported a loss for the first six months after setting aside more money for repaying customers and potential legal settlements.
8:23 am (16 hours ago)
Japanese tech giant Sony sees its net profit more than triple in the April-to-June quarter, helped by strong sales of its PlayStation 4 games.
10:42 am (13 hours ago)
Travel firm Thomas Cook says its profits will be hit by the impact of last month's attack on a tourist beach on Tunisia and worries over events in Greece.
3:25 pm (9 hours ago)
The supermarket is getting rid of six self-service checkout phrases which shoppers find really annoying.
5:49 pm (6 hours ago)
Former Top Gear hosts Jeremy Clarkson, Richard Hammond and James May sign up to present a new show on Amazon's streaming service.
6:02 pm (6 hours ago)
A large part of an aeroplane wing has washed up on a beach on the French island of Reunion. Experts think it belongs to a Boeing 777, raising hopes that it could help in the search for missing Malaysia Airlines flight MH370.
12:04 am (24 hours ago)
Architect student Rachael Taylor tells the story of her community greenhouse, made out of recovered sash windows.
11:13 am (13 hours ago)
Facebook highlights the increasing importance of video, saying that usage continues to grow.
2:15 pm (10 hours ago)
RBS chief executive Ross McEwan says decisions the bank made a decade ago are still holding it back, as RBS reports a £153m half-year loss in profits.
2:33 am (21 hours ago)
The US central bank, the Federal Reserve, kept rates on hold at its latest meeting. When might they rise?
2:35 am (21 hours ago)
The BBC's Pamela Koh looks at a new way of measuring how expensive a city is - the club sandwich index.
9:58 am (14 hours ago)
Centrica chief executive Iain Conn says the cutting of 6,000 jobs at the company is ''a very difficult thing to do'' but the business has got to be ''as efficient as possible''.
Yesterday, 5:00 am
Rory Cellan-Jones goes hands-on with Windows 10 and tries out some of the operating system's new features.
3:01 am (21 hours ago)
It's not just the tiny surveys with questionable methodology that cause problems.
12:17 am (24 hours ago)
Why 'sunny places for shady people' continue to thrive
12:18 am (24 hours ago)
Rio's favelas to accommodate visitors to 2016 Olympics
Yesterday, 12:07 am
Reaching those others cannot teach
Tuesday, 12:03 am
What's putting the brakes on driverless cars?
Tuesday, 12:19 am
What did you do for the economy today?
Sunday, July 26th, 8:00 pm
How a former Wallabies captain built a business empire
Monday, 12:04 am
Iran looks for investment opportunities
Monday, 12:00 am
The US firm which wants to get more things invented


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley