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Pensions and Investments Advice

Pensions and Investments Advice

Through our sister company, Backhouse Independent Financial Services Ltd, Backhouse has been providing pension and investment advice for over 35 years, both locally and nationally.

We offer a bespoke service through our Private Client division, to both personal and business clients.

Our qualified and experienced advisers review the whole market place, offering impartial and independent financial advice.

We take the time to get to know you, listening to your objectives, reviewing your personal and financial circumstances, identifying shortfalls and ascertaining you attitude toward investment risk. After analysing this data, we research the markets and prepare your financial plan, making recommendations from what can be seen as a daunting array of products, our advisers will select the right pension or investment to attain your goals.

Once your plan is in place, Backhouse offer a regular review, to discuss, tweak and review its performance whilst also taking into account any changes to your own personal circumstances. In fact, ongoing communication is fundamental in ensuring that your goals remain in clear focus.

Please contact us for friendly and professional advice on:-

  • Stakeholder & Personal Pensions

  • Self-Invested Personal Pensions (including commercial property purchase)

  • Occupational Pensions

  • Unsecured & Alternatively Secured Pension Income  

  • Annuities

  • Individual Savings Accounts (ISA’s)

  • Collective Investments (OEIC’s and Investment Trusts)

  • Investment Bonds

  • Deposit accounts

For more information please contact Martin Edwards on 01282 677776

To view our Private Client Brochure please click here>

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Ten of Britain's busiest stations have seen more than half of all trains in 2018 delayed, research finds.
1:04 am (4 hours ago)
The billionaire businessman, who also owned the Seattle Seahawks NFL team, died in Seattle on Monday.
Yesterday 6:14 pm (10 hours ago)
The car giant's European boss says a no-deal Brexit could affect Ford's UK investment plans.
Yesterday 5:12 pm (11 hours ago)
The accessories chain is reported to be talking to restructuring firms about "a number of options".
Yesterday 2:19 pm (14 hours ago)
GoCompare wants you to let it choose your energy supplier forever, but can it really find the best deal?
Yesterday 2:27 pm (14 hours ago)
The American retail giant has been struggling with huge debts and a shift to shopping online.
Yesterday 10:00 am (19 hours ago)
Businessman and Dragons' Den star Theo Paphitis credits dyslexia for giving him an "advantage".
Yesterday 10:29 am (18 hours ago)
The UK-led supersonic car project goes into administration. There are just weeks to save the venture.
Yesterday 9:54 am (19 hours ago)
Jamie Dimon is latest executive to distance themselves from Riyadh after a journalist's disappearance.
Yesterday 3:09 pm (14 hours ago)
Theresa May faces MPs as UK and EU fail to resolve the Irish border issue ahead of a crucial summit.
Yesterday 1:05 pm (16 hours ago)
Gatwick Airport says its emergency runway could be used "routinely" as part of future growth plans.
Yesterday 10:48 am (18 hours ago)
The US president says he accepts the climate is changing but does not want to "lose millions of jobs".
Yesterday 3:34 pm (13 hours ago)
Businessman and former Dragons' Den star Theo Paphitis has credited dyslexia for his success.
Yesterday 9:54 am (19 hours ago)
The decline of the former US shopping industry titan resulted in filing for bankruptcy.
Yesterday, 12:05 am
"Women tend to be their own worst critics," says co-founder Sarah Cornish.
Friday, October 12th, 8:17 am
The chancellor says the pace is picking up on Brexit talks and a deal could lift the economy.
Thursday, October 11th, 11:47 am
All you need to know about the FTSE 100.
Wednesday, October 10th, 12:52 pm
The island of Jersey has completed the rollout of full-fibre internet to 40,000 homes and businesses.
Wednesday, October 10th, 12:04 am
Mariya Gancheva, a successful but "burned out" City of London banker, turned to yoga to successfully reduce her stress levels.
Tuesday, October 9th, 1:08 pm
Actress Gwyneth Paltrow responds to criticism of her controversial lifestyle brand, Goop.
Sunday, October 14th, 2:27 am
Four "ganjapreneurs" in Canada give their take on legalised cannabis.
Yesterday 9:02 am (20 hours ago)
Harsha Lobo suffered a fracture and other injuries and has been taken to a hospital.
12:08 am (5 hours ago)
Whatever happened to the simple handshake at work? asks author Alison Green.
12:08 am (5 hours ago)
Ships are the lifeblood of global trade, but their fuel is highly polluting. What's the answer?
Yesterday, 12:04 am
The plight of refugees fleeing war inspired Scottish businessman Charlie MacGregor to set up a charity to try to help.
Friday, October 12th, 9:55 pm
The unseen financial influence of the "Oscars of the restaurant industry".
Friday, October 12th, 12:24 am
Drones flying where they shouldn't has become a big problem, so how can we stop them?
Friday, October 12th, 9:55 pm
Joining would require the North to open up about its economy, but human rights are unlikely to be an issue.
Friday, October 12th, 6:19 am
As the UK's celebrates National Album Day, Spotify says albums "can still be absolutely monumental".
Thursday, October 11th, 12:03 am
Inside the US, the fight over Trump's tariffs is just getting started.
Thursday, October 11th, 12:07 am
Internet connectivity over light waves could help 5G mobile extend into buildings and underground.
Wednesday, October 10th, 12:00 am
A growing number of tech analysts are predicting that in less than 20 years we'll all have stopped owning cars.
Wednesday, October 10th, 12:00 am
How do scientists in the Antarctic minimise the waste generated by their research stations?
Wednesday, October 10th, 10:32 am
An entrepreneur who wants to speak out on World Mental Health Day.
Wednesday, October 10th, 12:35 am
A UK university is to appoint staff jointly with a German university to keep access to EU research.


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley