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Pensions and Investments Advice

Pensions and Investments Advice

Through our sister company, Backhouse Independent Financial Services Ltd, Backhouse has been providing pension and investment advice for over 35 years, both locally and nationally.

We offer a bespoke service through our Private Client division, to both personal and business clients.

Our qualified and experienced advisers review the whole market place, offering impartial and independent financial advice.

We take the time to get to know you, listening to your objectives, reviewing your personal and financial circumstances, identifying shortfalls and ascertaining you attitude toward investment risk. After analysing this data, we research the markets and prepare your financial plan, making recommendations from what can be seen as a daunting array of products, our advisers will select the right pension or investment to attain your goals.

Once your plan is in place, Backhouse offer a regular review, to discuss, tweak and review its performance whilst also taking into account any changes to your own personal circumstances. In fact, ongoing communication is fundamental in ensuring that your goals remain in clear focus.

Please contact us for friendly and professional advice on:-

  • Stakeholder & Personal Pensions

  • Self-Invested Personal Pensions (including commercial property purchase)

  • Occupational Pensions

  • Unsecured & Alternatively Secured Pension Income  

  • Annuities

  • Individual Savings Accounts (ISA’s)

  • Collective Investments (OEIC’s and Investment Trusts)

  • Investment Bonds

  • Deposit accounts

For more information please contact Martin Edwards on 01282 677776

To view our Private Client Brochure please click here>

10:59 am (an hour ago)
Volkswagen profit tumbles 20% in the first three months of 2016 as it continues to grapple with the fallout from the diesel emissions scandal.
Yesterday 6:47 pm (18 hours ago)
Zurich Insurance's former boss Martin Senn kills himself, marking the second suicide among top staff at the firm in just three years.
11:14 am (an hour ago)
Germany's unemployment rate fell to a record low in May, while the jobless rate across the eurozone fell to 10.2% in April.
10:31 am (2 hours ago)
A court begins hearing the case of Argentina and Barcelona footballer Lionel Messi who is charged with defrauding Spain of more than €4m (£3m) in tax.
11:14 am (an hour ago)
Germany's top court rules in favour of a hip-hop artist in a copyright dispute with the pioneering electro-pop band Kraftwerk.
12:30 pm (19 minutes ago)
The FTSE 100 fell back after opening higher on Tuesday as trading resumed following Monday's holiday.
Yesterday 7:31 pm (17 hours ago)
The European Data Protection Supervisor (EDPS) says a data transfer pact between the EU and US needs "significant improvements".
9:35 am (3 hours ago)
Leading Leave campaigners say the UK would be able to scrap VAT on fuel outside the EU - but George Osborne says this is "fantasy economics".
10:39 am (2 hours ago)
President Francois Hollande of France insists that a controversial labour reform will not be withdrawn as strike action looms on the railways.
6:44 am (6 hours ago)
Chinese stocks are higher as investors hope mainland shares will be included in a global index.
Yesterday 10:02 pm (15 hours ago)
The largest airline in Latin America, Latam, says it is suspending its flights to Venezuela because of the worsening economic situation.
Yesterday, 12:02 am
New figures suggest 63% of shoppers who bought women's clothes online in the last six months sent at least one item back to retailers.
Friday, May 27th, 12:43 pm
A Chinese laundry detergent advertisement is causing widespread outrage online, being dubbed the most racist commercial to be screened.
2:29 am (10 hours ago)
India's economy is expanding rapidly but finding a job is still difficult for some.
Sunday, May 29th, 6:28 am
The BBC Business series My Shop visits The Startup Van team, who have now left their van and moved into a shop in order to offer their interview service.
Yesterday, 8:22 am
BBC's Taiwan correspondent Cindy Sui meets with Zenbo - what its creator Asus says is the first 'affordable' household robot.
Yesterday, 1:25 am
How Gary Goodlander - known as 'Cap'n Fatty' financed his dream to sail around the world.
Yesterday, 12:10 am
As millions of Americans gear up for the driving season, increased demand at the pumps is pushing up oil prices worldwide.
Sunday, May 29th, 11:26 pm
Coconut picking has been traditionally a man's job in India but women are now filling the gap.
Sunday, May 29th, 8:39 am
Firms should be flexible with staffing during the Euro 2016 football tournament, which begins on 10 June, the conciliation service Acas says.
Friday, May 27th, 2:17 pm
Despite the unfavourable economic environment, some businesses in Zambia are managing to thrive.
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Brazilian icon to sell off his life in football
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The teenager who smuggled PCs through the Iron Curtain
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The businesses struggling with the Isis brand
Sunday, May 29th, 1:30 am
Could we finally see the end of overcrowded trains?
Friday, May 27th, 9:34 pm
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Friday, May 27th, 9:23 pm
Sainsbury's tests new ways to keep food cold
Friday, May 27th, 7:01 pm
Debt crisis pushes Greek TV channel to brink
Friday, May 27th, 12:00 am
How a 1986 Real Madrid game kick-started Champions League


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley