We can help protect your business, click here to discover our range of comemercial services.

Pensions and Investments Advice

Pensions and Investments Advice

Through our sister company, Backhouse Independent Financial Services Ltd, Backhouse has been providing pension and investment advice for over 35 years, both locally and nationally.

We offer a bespoke service through our Private Client division, to both personal and business clients.

Our qualified and experienced advisers review the whole market place, offering impartial and independent financial advice.

We take the time to get to know you, listening to your objectives, reviewing your personal and financial circumstances, identifying shortfalls and ascertaining you attitude toward investment risk. After analysing this data, we research the markets and prepare your financial plan, making recommendations from what can be seen as a daunting array of products, our advisers will select the right pension or investment to attain your goals.

Once your plan is in place, Backhouse offer a regular review, to discuss, tweak and review its performance whilst also taking into account any changes to your own personal circumstances. In fact, ongoing communication is fundamental in ensuring that your goals remain in clear focus.

Please contact us for friendly and professional advice on:-

  • Stakeholder & Personal Pensions

  • Self-Invested Personal Pensions (including commercial property purchase)

  • Occupational Pensions

  • Unsecured & Alternatively Secured Pension Income  

  • Annuities

  • Individual Savings Accounts (ISA’s)

  • Collective Investments (OEIC’s and Investment Trusts)

  • Investment Bonds

  • Deposit accounts

For more information please contact Martin Edwards on 01282 677776

To view our Private Client Brochure please click here>

11:39 am (36 minutes ago)
George Osborne is to set out government spending plans up to 2020 shortly, which will include billions of pounds in cuts but also new money for housebuilding.
9:30 am (3 hours ago)
Thomas Cook has hailed 2015 as "a year of real progress" despite what it described as "turbulence in some of our destinations".
9:05 am (3 hours ago)
If George Osborne has a big idea, it is to transfer the costs of and responsibility for building a better, fairer Britain from the public sector to the private sector.
9:52 am (2 hours ago)
A launch of retail billionaire Sir Philip Green's new clothing company with singer Beyonce is planned for spring next year.
11:53 am (22 minutes ago)
The sale of one of Malaysia's most coveted power assets to a Chinese firm is raising more questions about troubled state fund 1MDB.
Yesterday 6:30 pm (18 hours ago)
Rolls-Royce chief executive Warren East says he understands investors' concerns and promises to be more transparent about the risks the company faces.
9:38 am (3 hours ago)
China's biggest brokerage, Citic Securities, overstated its derivative business by $166bn (£110bn) from April to September, the country's securities association says.
8:51 am (3 hours ago)
The FTSE 100 rises, with shares in housebuilders boosted by news that the government will pledge more money to help build more homes.
Yesterday 12:24 pm (24 hours ago)
Bank of England governor Mark Carney tells the UK Treasury Committee that interest rates are likely to remain low "for some time".
Yesterday, 11:17 am
Hillary Clinton leads criticism of drugs giant Pfizer's $160bn (£106bn) deal to buy Botox-maker Allergan.
Yesterday 11:30 pm (13 hours ago)
Wholesale outlet Costco is the latest retailer to be linked to an outbreak of E .coli, says the US Centres for Disease Control and Prevention.
Yesterday 2:57 pm (21 hours ago)
US economic growth for the third quarter is revised up, helped by stronger investment and house building.
Monday, 11:18 am
Yahoo confirms it is preventing some people from accessing their emails if they are using ad-blocking software in their browser.
Friday, November 20th, 12:03 pm
The life of Jim Slater, the buccaneering 1970s financier and asset stripper who has died aged 86, is a classic tale of boom to bust.
6:16 am (6 hours ago)
The Chancellor George Osborne's Autumn Statement and Spending Review will be set out on Wednesday. What are his options as he attempts to balance the books?
12:41 am (12 hours ago)
Hand embroidered slippers are one of the few remaining traditional Hong Kong manufacturing trades - and they are getting a revamp.
Yesterday 12:30 pm (24 hours ago)
The business, economics and politics editors of BBC News explain what to look out for in Wednesday's Spending Review.
12:29 am (12 hours ago)
Norman Smith asks whether the changes to tax credits could cause lasting damage to the Conservative Party.
Monday, November 16th, 2:34 pm
The founder of jewellery e-commerce platform Soko talks about the importance of a positive corporate culture
Monday, November 16th, 3:47 pm
The award winning spa owner on how being a woman has helped her establish her beauty business
12:27 am (12 hours ago)
How one small business has helped transform the fortunes of a downtown district in Budapest, Hungary.
Yesterday, 6:28 am
Panorama shows in graphic detail how Volkswagen cheats European tests.
12:18 am (12 hours ago)
How Ireland built a cheese movement
12:24 am (12 hours ago)
Why are so many European universities merging?
12:26 am (12 hours ago)
The Budapest cafe perking up a former red light district
Yesterday, 12:27 am
Who will be the winners and losers?
Yesterday, 12:30 am
The doctor will text you now
Yesterday, 12:34 am
How data is shining a light on global property markets
Monday, 12:04 am
How is it different from the Autumn Statement?
Friday, November 20th, 10:39 am
How digital tech is threatening songwriters' livelihoods
Sunday, November 22nd, 10:30 pm
The city's first American-style Chinese restaurant takes off


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions