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Private Client

We are experts in our field built through providing quality service to our clients for 80 years with a passion for the finer things in life. Backhouse Insurance can offer a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

10:51 am (an hour ago)
UK housing market activity has "remained subdued", the Nationwide says, as annual house price growth slows for the seventh month in a row.
10:04 am (an hour ago)
Royal Bank of Scotland sells Coutts International, the overseas arm of its private bank, to Switzerland's Union Bancaire Privee (UBP).
Yesterday 10:44 pm (13 hours ago)
Airlines across the world have begun requiring two crew members to always be present in the cockpit, in the wake of the French Alps crash.
11:23 am (29 minutes ago)
Losses from online banking fraud rose by 48% in 2014 compared with 2013 as more consumers conducted their financial affairs on the internet.
9:33 am (2 hours ago)
The Co-operative Bank says it is making a "significant improvement" as it reports a lower pre-tax loss but says another 57 branches will close this year.
5:10 am (7 hours ago)
Annual core consumer inflation in Japan, the world's third-largest economy, stopped rising for the first time in nearly two years in February.
5:25 am (6 hours ago)
Britain's financial regulator created a false market in shares of life insurers last year, MPs say in a report.
9:12 am (3 hours ago)
The London stock market opens lower, with mining shares among the biggest fallers, but shares in airlines stage a recovery.
8:29 am (3 hours ago)
US energy giant Chevron is to sell its 50% stake in Caltex Australia, the petrol station operator, for a reported 4.6bn Australian dollars ($3.6bn; £2.4bn).
1:54 am (10 hours ago)
Office workers need to get off their backsides and move around more, according to a new campaign.
8:32 am (3 hours ago)
Asian markets experience mixed fortunes after weak economic data from Japan underlines the struggle policymakers face in reviving the world's third-largest economy.
Yesterday 10:35 pm (13 hours ago)
Sales of Pepsi overtake Coca-Cola's sugar-free brand as consumers continue to move away from fizzy drinks.
Yesterday 3:34 pm (20 hours ago)
PayPal agrees a £5.1m payout over allegations it allowed payments from accounts deemed enemies of the state by the US government.
Yesterday, 12:06 am
Monica Lewinsky has made an impassioned public speech calling for people to be nicer online. So why do we continue to be so mean?
12:06 am (12 hours ago)
BBC News talks to designer Sean Miles of Design Works, who has moulded a phone from recycled parts and natural materials, including grass.
2:38 am (9 hours ago)
February's figure was the first time that consumer prices had not risen for nearly two years - but people have more money in their pockets.
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What does your food shopping say about you?
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Can global poverty ever be ended? The United Nations is expected to later this year adopt the World Bank's ambitious target of ending extreme poverty by 2030.
10:46 am (an hour ago)
The government will no longer run English Heritage which will now need to raise millions of pounds each year.
Yesterday 3:21 pm (21 hours ago)
Banks must investigate alternative arrangements for customers before closing the last bank in town, under a new agreement.
Yesterday, 3:53 am
Indonesians are concerned about a recent spike in rice prices which the government is blaming on mark-ups by market traders.
Yesterday, 1:28 am
Heinz - best known for its tomato ketchup and baked beans - has agreed to merge with Kraft to create a global food giant.
12:10 am (12 hours ago)
Can you save your pennies and barter your way to the good life?
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Why Nigeria's economy is booming despite Boko Haram
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Yesterday, 12:18 am
What a chicken sandwich tells us about our financial health
Yesterday, 12:24 am
Kosovo's entrepreneurs hope for a brighter economic future
Wednesday, 4:44 pm
David Cameron's VAT pledge and Labour's response


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions