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Private Client

We are experts in our field built through providing quality service to our clients for over 75 years with a passion for the finer things in life. Backhouse Insurance can offer a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

9:42 am (an hour ago)
Lord Stuart Rose, ex-chief executive of M&S, says leaving the EU would be a "leap into the unknown", as he becomes leader of the In Campaign.
Yesterday 2:03 pm (21 hours ago)
Standard Chartered bank, the London-based lender that makes most of its profit in Asia, could cut up to 1,000 senior jobs, according to a memo sent to staff.
Yesterday 10:30 pm (13 hours ago)
Russia will take the Formula 1 centre stage this weekend in Sochi, and race organisers hope it can boost tourism and also fuel interest in motorsport.
Yesterday 4:05 pm (19 hours ago)
Sports Direct chief executive David Forsey has been charged with a criminal offence following the closure of fashion retailer USC.
Yesterday 5:24 pm (18 hours ago)
The London market has its eighth straight day of gains, with miners leading the way after Glencore says it is slashing its zinc production.
Yesterday 11:32 am (24 hours ago)
UK construction output fell sharply in August but the UK's trade deficit narrowed, official figures show.
Yesterday 3:38 pm (20 hours ago)
Malaysia's Central Bank recommends criminal prosecutions related to controversial state investment fund 1MDB.
Yesterday 2:02 pm (21 hours ago)
Campaigners have questioned whether a hack at credit report company Experian could extend to 200 million customers.
Yesterday, 8:33 am
Embattled mining giant Glencore says it is slashing its zinc production in reaction to a 30% plummet in the commodity's price in the past few months.
Yesterday, 3:03 am
The head of the International Monetary Fund tells the BBC that the outlook for China, the world's second-largest economy, is not all "doom and gloom".
Yesterday, 8:26 am
Central banks in the UK and the US "need to be courageous" and raise rates, says former Bank of England policymaker Andrew Sentance.
Yesterday, 11:06 am
The retailer takes on artisan website Etsy with an online store for handmade goods.
Thursday, 5:57 pm
The BBC is to stream live coverage of an e-gaming contest for the first time
Wednesday, 12:02 am
Argos has upped the ante on home deliveries, offering a same day service across the UK up to 22:00, seven days a week.
Yesterday 9:48 pm (14 hours ago)
Former US Federal Reserve Chairman Ben Bernanke calls on 2008 financial crash investigators to examine individuals rather than companies.
Yesterday 3:26 pm (20 hours ago)
A day in the shoes of technology specialist turned sock-maker Nic Haralambous.
9:16 am (2 hours ago)
Lord Stuart Rose, former chief executive of Marks and Spencer, is to lead the campaign for Britain to stay in the European Union.
Yesterday 3:25 pm (20 hours ago)
Ostrich farming - hit by bird flu and export bans in 2011 - is showing signs of recovery.
Yesterday, 11:13 am
As the UK National Lottery shakes up its rules, BBC News explains the changes and how it affects players.
Yesterday 11:46 am (24 hours ago)
Comedian Colm O'Regan wonders why the world knows so little about Canada's general election.
Yesterday 11:51 am (24 hours ago)
Can manufacturers of the bidi cigarette attract city smokers as well as rural ones?
Thursday, 5:50 pm
A Singaporean package delivery firm flies a t-shirt and letter to a small island - but how long will it be before the tech is ready for regular use?
Yesterday, 12:26 am
Can technology discover why John McGuinness is so fast?
Yesterday, 12:01 am
Why Lima's poorest have to pay so much to get a drink
Yesterday, 12:37 am
Why emerging economies are slowing down
Thursday, 12:01 am
Rugby can blossom for 2019 World Cup hosts Japan
Thursday, 12:50 am
Opening the books on Christmas sales
Thursday, 12:45 am
Are pop-ups the best way to establish a business?
Thursday, 9:49 am
Which jobs could you do if you worked to 100?
Wednesday, 2:35 pm
Why 'starter homes' are controversial
Wednesday, 3:52 pm
The rebirth of Mozambique's natural treasure


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley