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Private Client

We are experts in our field built through providing quality service to our clients for over 75 years with a passion for the finer things in life. Backhouse Insurance can offer a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

12:09 am (6 hours ago)
The government is set to announce later its long-awaited decision on airport expansion, with Heathrow considered the favourite.
12:14 am (6 hours ago)
The pound's recent devaluation after June's Brexit vote has already led to some price rises, and model railways are one business feeling the effects.
Yesterday 11:18 pm (7 hours ago)
The European Union and Canada say they remain hopeful for their landmark trade deal Ceta, despite three Belgian regions led by Wallonia blocking it.
Yesterday 3:47 pm (14 hours ago)
Tata Sons board replaces Cyrus Mistry as chairman and sets up a selection committee to find a permanent replacement.
Yesterday 5:26 pm (12 hours ago)
Ministers announce a review into controversial fixed odds betting terminals to "minimise" the risk of harm from gambling.
Yesterday 12:58 pm (17 hours ago)
Manufacturing exports receive a significant boost from the weakness of sterling, according to the the latest report from the CBI.
Yesterday 11:02 am (19 hours ago)
People wishing to file their tax return on paper face a looming deadline, but flexible workers in the self-assessment system need to be aware of the rules.
Yesterday 3:33 pm (14 hours ago)
Chinese conglomerate HNA acquires a 25% stake in hotel group Hilton as part of its efforts to become a 'global tourism business.'
Yesterday 12:21 pm (17 hours ago)
Home webcams that were hijacked to help knock popular websites offline last week are being recalled in the US.
Yesterday, 2:39 am
US lawmakers and both presidential candidates have raised questions about AT&T's deal to buy Time Warner for $85.4bn (£70bn).
Yesterday 4:55 pm (13 hours ago)
Gamers have complained about video game retailer Game's decision to charge for demos of Sony's new PlayStation Virtual Reality headset.
Yesterday 10:45 am (19 hours ago)
Dutch electronics firm Philips sees third-quarter profits jump after posting strong sales in its health businesses.
Yesterday 7:59 am (22 hours ago)
Shares in embattled South Korean shipper Hanjin tumble as the firm says it will close its European business.
Yesterday, 12:14 am
Clothes made by child refugees in Turkey are ending up among those sold by leading British brands, a Panorama investigation reveals.
Yesterday, 2:11 am
The growing trade of expatriate Chinese retail consultants who export Australian goods to China.
Yesterday, 12:38 am
How Tanzania's young entrepreneurs are being supported and nurtured.
Saturday, October 22nd, 10:48 pm
The My Shop series visits Ziferblat in Manchester, a kind of cafe that charges you six pence a minute for the time you spend there.
Saturday, October 22nd, 3:02 pm
Wales must "rebuild and renew" after the UK voted to leave the European Union, Plaid Cymru leader Leanne Wood tells her party's conference.
Sunday, October 23rd, 12:00 am
Tattoo parlour boss and cosmetics entrepreneur Kat Von D shares her CEO Secrets.
Friday, October 21st, 9:46 pm
Parents spend hundreds, or maybe thousands, of pounds on goods for their new born children. What is on the market, and is it worth it?
Friday, October 21st, 9:46 pm
Remittances could prove to be a vast resource for Nigerian businesses and government-funded projects.
Friday, October 21st, 12:17 am
Reporter Divya Talwar spends 24 hours with a family living beneath the Heathrow flight path, for the BBC's Victoria Derbyshire programme.
Thursday, October 20th, 6:38 am
Shops are "struggling to cope" with the amount of items customers return, with a quarter of it unfit for resale, new figures suggest.
Wednesday, October 19th, 11:21 am
Hotel Chocolat is selling more of its premium treats by encouraging more people to order indulgent gifts online.
12:07 am (6 hours ago)
The decision whether to opt for a new runway at Heathrow or Gatwick is the latest chapter in a 50-year saga - but how much have the delays cost the UK economy?
12:06 am (6 hours ago)
These days there's no shortage of things to keep you awake at night, whatever your politics. So what's the best way to handle all that uncertainty?
12:03 am (6 hours ago)
The building industry has not been known for digital innovation, but virtual reality design and project management software are changing perceptions.
Yesterday 7:45 am (22 hours ago)
US telecoms giant AT&T plans to buy entertainment group Time Warner - what will that mean for consumers?
Yesterday, 12:00 am
A profile of Canadian business leader Michael Donovan, who after winning a best documentary Oscar for producing hit film Bowling for Columbine, went on to establish cartoon giant DHX Media.
Yesterday, 12:09 am
The concept of shopping via a daigou is booming in China, with people employing them in Australia to get their hands on goods such as baby milk formula.
Sunday, October 23rd, 1:04 am
Panorama has gone undercover in Istanbul and found evidence that Syrian refugee children are making clothes for leading British brands.
Saturday, October 22nd, 10:59 pm
Theo Leggett looks at the case for expanding both Heathrow and Gatwick airports
Friday, October 21st, 9:46 pm
Buying a cot is not an easy process, the choices are endless. Add in the dozens of "sleep aids" available and parents can spend a huge amount of money.
Friday, October 21st, 12:49 am
Will human drivers take advantage of driverless cars' safety-first caution and simply ignore them?
Friday, October 21st, 12:46 am
Their flat fees are less than those charged by traditional High Street agents, attracting customers and investors alike, but do online agents offer good value?
Friday, October 21st, 11:37 am
Your stories of being tricked out of money by con artists posing as romantic partners.
Thursday, October 20th, 12:14 am
A growing number of head lice removal firms have set up in recent years as a response to the fact that the insects are increasingly resistant to over-the-counter chemical treatments.
Thursday, October 20th, 12:17 am
Sports psychiatrist Prof Steve Peters is offering his Olympic-winning expertise to firms who want to work more efficiently.
Thursday, October 20th, 10:36 am
Being self-employed is a way of life for almost five million UK workers, with some choosing to work independently, while others are being forced to adopt it.
Wednesday, October 19th, 12:09 am
How can more women break through India's glass ceiling to take on senior and board level roles?
Wednesday, October 19th, 3:25 pm
Elmar Brok, who chairs the European Parliament Foreign Affairs Committee, says the UK will have to negotiate its divorce agreement before its future relationship.
Wednesday, October 19th, 12:04 am
What difference will new welfare measures make to standards on Europe's fur farms?


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions