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Private Client

We are experts in our field built through providing quality service to our clients for over 75 years with a passion for the finer things in life. Backhouse Insurance can offer a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

4:46 pm (19 minutes ago)
Renewed fears over growth in China hit global markets, with the Dow Jones trading down more than 300 points.
12:11 pm (5 hours ago)
Continued expectations of an interest rate rise are prompting more homeowners to lock into a new mortgage deal, figures suggest.
12:27 pm (5 hours ago)
Premier League football clubs look set to break the summer transfer window spending record, according to analysis from Deloitte.
12:03 pm (5 hours ago)
The wet weather meant shoppers opted for shopping centres over the High Street during the bank holiday, figures suggest.
3:55 pm (an hour ago)
Building the proposed new High Speed Two (HS2) rail line will mean years of weekend "misery" for rail passengers, according to a campaign group.
12:46 pm (4 hours ago)
UK shoppers will now be able to spend up to £30 using contactless cards after the limit was increased from £20, amid a surge in people using them.
10:49 am (6 hours ago)
Unemployment in the eurozone fell to its lowest rate in July for more than three years, official figures show.
10:30 am (7 hours ago)
Growth in the UK manufacturing sector slowed slightly in August, a survey suggests, with the workforce falling for the first time in more than two years.
2:33 pm (3 hours ago)
Canada's economy fell into recession in the first half of the year, official figures show, as falling oil prices took their toll.
12:04 pm (5 hours ago)
The chief executive of Yahoo, Marissa Mayer, announces she is expecting twin girls but plans to take "limited" time off.
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Yesterday 7:56 pm (21 hours ago)
Australia's iron ore industry is facing a slump after decades of success fuelled by demand from China.
Yesterday, 11:37 am
Scientists develop a way to make ice cream smoother and less likely to melt so quickly on a hot summer day.
Yesterday, 8:44 am
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Yesterday, 2:09 am
An unusual show at New Zealand's fashion week - one showing off a new type of lingerie that can be used for incontinence.
Friday, August 28th, 12:57 pm
Slowing growth in China has seen stock markets in turmoil and underlined the recent plunge in commodity prices - a key concern in many African economies.
Friday, August 28th, 12:18 am
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Thursday, August 27th, 12:01 am
The watchmaker who travels the globe to deliver


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley