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Private Client

We are experts in our field built through providing quality service to our clients for over 75 years with a passion for the finer things in life. Backhouse Insurance can offer a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

10:04 am (42 minutes ago)
Government borrowing was higher than analysts' expectations in April after company tax payments were lower than forecast.
7:57 am (3 hours ago)
Approval for fracking in North Yorkshire raises the prospect of the controversial technique being allowed at other sites and restarts an intense debate.
10:26 am (19 minutes ago)
The number of UK properties sold nearly halved between March and April, HMRC figures show, as changes to stamp duty were introduced.
10:05 am (40 minutes ago)
Swiss financial regulators open criminal proceedings against the country's BSI bank over links to the corruption investigation into Malaysia's 1MDB fund.
10:35 am (10 minutes ago)
A strike over new labour laws spreads to all of France's eight oil refineries, the CGT union says, in an escalating dispute with the government.
8:16 am (2 hours ago)
Nationwide building society says annual profits have risen to £1.3bn, citing strong mortgage lending and savings inflows.
2:26 am (8 hours ago)
A sugar shortage has forced Coca-Cola to stop producing soft drinks in Venezuela amid an escalating food and energy shortage.
Yesterday 8:11 pm (15 hours ago)
A Goldman Sachs banker told a key executive from Sir Philip Green's company about the risks of selling BHS to Dominic Chappell, MPs heard.
3:56 am (7 hours ago)
Streaming music platform Spotify saw revenue top 1.95bn euros ($2.2bn; £1.5bn) over the past year, but has yet to make a profit.
8:47 am (an hour ago)
The FTSE 100 falls, but shares in Screwfix and B&Q owner Kingfisher rise 2% after it reports an increase in first-quarter sales to £2.7bn.
1:22 am (9 hours ago)
The ban on GM crops by European countries should be reassessed, the president of UK science body the Royal Society has said.
Yesterday 5:41 pm (17 hours ago)
Rail operator TransPennine Express (TPE) announces a £230m deal for 25 new trains to serve the north of England and Scotland.
9:49 am (56 minutes ago)
Japanese shares end Tuesday lower, with stocks hit by lower oil prices and a firmer yen.
Yesterday 2:29 pm (20 hours ago)
Bookseller Waterstones is to stop selling digital books and will instead divert customers to Japanese e-book company Kobo.
Yesterday 4:02 pm (19 hours ago)
The owner of the LA Times and Chicago Tribune has rejected a second takeover offer from media firm Gannett, but said it was open to talks.
Yesterday, 12:03 am
More than 500m cheques were written in 2015, confounding expectations that the payment method is disappearing, according to Payments UK.
Yesterday 10:46 am (24 hours ago)
Lego products are growing more violent as toy makers engage in an 'arms race' to catch the attention of children in a digital age, a new study says.
9:07 am (an hour ago)
A London-based company says a self-imposed tax could solve the gender pay gap.
12:23 am (10 hours ago)
Nadiem Makarim, the co-founder of Indonesia's mobile app Go-jek says that to be successful, "you have to out-innovate everybody else".
Yesterday, 6:58 am
Brent Hoberman, co-founder of, offers the business advice he wishes he had been given before he started out, for the BBC News series CEO Secrets.
Yesterday 6:53 pm (16 hours ago)
Leaving the European Union would tip the UK into a year-long recession, with up to 820,000 jobs lost within two years, Chancellor George Osborne has claimed.
Saturday, May 21st, 9:27 am
Research suggests many people do not understand how credit scores work - BBC News busts some common myths.
Sunday, May 22nd, 6:11 am
BBC News is given an exclusive look inside the workings of Brompton Bikes' new factory in west London.
Saturday, May 21st, 6:31 am
What's thought to be the first dog to accept payments from contactless cards is starting work - taking donations for the pet charity, Blue Cross.
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From High Street dominance to troubles with fast fashion
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How to check out that New York condo from Paris
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The start-up aiming to beat the traffic in Indonesia
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Will paying with contactless cards make us fat?
Sunday, May 22nd, 10:01 pm
The divorced couple who built a global shoe company
Sunday, May 22nd, 12:19 am
The rise and fall of Britain's steel industry
Saturday, May 21st, 5:30 pm
Can Egypt's tourism recover from latest blow?
Friday, May 20th, 12:02 am
How the 'gig economy' is turning us into freelancers
Thursday, May 19th, 5:17 pm
Is it true most new employment is from people born abroad?


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions