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Private Client

We are experts in our field built through providing quality service to our clients for 80 years with a passion for the finer things in life. Backhouse Insurance can offer a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

Euro bank chief sees UK improvements

Yesterday 11:04 pm (13 hours ago)
European Central Bank president Mario Draghi, visiting London's City district, says he sees "signs of tangible improvements" in the UK economy.

Germany reports sluggish growth

9:53 am (2 hours ago)
Germany's economy barely grew in the first quarter of the year, figures show, as private consumption helped offset shrinking exports and investment.

Manchester United cuts debt costs

9:07 am (3 hours ago)
Manchester United has struck a new loan deal to cut the amount of interest it pays on its huge debts.

London Market Report

8:55 am (3 hours ago)
London's leading shares edge higher in early Friday trading, in a partial recovery from Thursday's big sell-off.

Co-op halts new business lending

10:33 am (an hour ago)
Co-operative Bank has stopped offering new business loans amid concerns over its capital position and talks with UK regulators.

Low rates 'fail to deter savers'

11:46 am (22 minutes ago)
A lack of confidence among consumers has pushed up savings levels in the last year despite the low rates of interest available, banks say.

Poor countries take on tax avoiders

12:02 am (12 hours ago)
Developing countries are trying to stop mining companies shifting billions of dollars in profits out of their countries, depriving them of much-needed tax revenue.

Latam 'gang of four' scrap tariffs

12:00 am (12 hours ago)
Four countries in Latin America - Chile, Colombia, Mexico and Peru - have agreed to scrap most of the tariffs on trade between their four countries.

Japanese stocks recover after falls

9:08 am (3 hours ago)
Shares in Japan have closed 0.89% higher, one day after Thursday's global sell-off in shares.

Nissan recalls over 800,000 vehicles

Yesterday 3:17 pm (21 hours ago)
Nissan says it plans to recall about 841,000 vehicles worldwide due to a faulty steering wheel.

UK first quarter growth unchanged

Yesterday, 11:46 am
The UK's economy grew at 0.3% in the first three months of the year, official figures confirm, but concerns remain over the strength of the recovery.

JP Morgan fined £3m for failings

Yesterday 1:48 pm (22 hours ago)
JP Morgan's international bank division has been fined £3m by the Financial Conduct Authority for failures in client advice and record-keeping.

Tata Steel swings to a loss

Yesterday 4:12 pm (20 hours ago)
Tata Steel, one of the world's biggest steelmakers, blames weakness in Europe for a net loss in the fourth quarter and says "severely depressed" conditions are likely to persist.

French court questions IMF chief

Yesterday 8:45 pm (15 hours ago)
IMF chief Christine Lagarde is grilled by judges in Paris over a big payout to a tycoon when she was French finance minister.

Mozambique mines 'hurt locals'

Yesterday 5:44 pm (18 hours ago)
International mining companies operating in Mozambique are failing in their obligation to people displaced by coal mining, says Human Rights Watch.

Mothercare reports another big loss

Yesterday, 10:33 am
Mothercare recorded another big loss for the last financial year, but said it was making good progress with its turnaround plan.

Co-op rolls out talking cashpoints

Yesterday, 11:23 am
The Co-operative Bank has become the latest to introduce talking cashpoints for blind or partially-sighted people.

Tuition fee 'could be cut to £6,000'

Yesterday, 2:01 am
Tuition fees in England could be limited to £6,000 per year and remain cost-neutral to universities and the Treasury, research suggests.

Couple's £163,000 phone bill shock

Wednesday, 12:55 pm
A couple who own an electrical firm had a shock when they received a mobile phone bill for £163,000, then fought for months to have the debt cleared.

HMRC to miss tax credit fraud target

Wednesday, 10:32 am
The UK tax authority's failure to hit a target of reducing tax credit fraud and error has "cost the taxpayer dear", a committee of MPs says.

IMF: UK 'long way from recovery'

Wednesday, 3:22 pm
The UK economy is still a long way from "a strong and sustainable recovery", the International Monetary Fund warns.

Bernanke hails benefits of stimulus

Wednesday, 8:23 pm
US Federal Reserve chairman Ben Bernanke tells Congress that it is too soon to end the central bank's monetary stimulus programme or raise interest rates.

Oklahoma damage bill 'could be $2bn'

Wednesday, 5:53 pm
The damage from the Oklahoma tornado could reach $2bn (£1.3bn), the Oklahoma Insurance Department warns, although many tenants may have no insurance cover.

The growth of start-up competitions

Yesterday, 1:09 am
In recent years there has been an ever-growing number of competition schemes for would-be entrepreneurs, as the BBC's Will Smale reports.

Not your typical multimillionaire

Monday, 12:35 am
Launching our new weekly feature called The Boss, we take a closer look at what drives Aaron Levie, the founder and chief executive of cloud storage company Box.

Firms aiming to make money while doing good

Monday, May 6th, 11:23 am
Karen Weintraub explores the growth in the number of US small firms who wish to profit from making a positive difference in the developing world.

Duff and Phelps: No Rangers conflict

Yesterday, 12:01 pm
The firm which acted as administrators for the former Rangers Football Club is cleared of any conflict of interest over its appointment.

Sports college plan for Don Valley

Wednesday, 9:05 pm
A dedicated sports and life sciences college could be built on the site of the Don Valley Stadium, Sheffield City Council announces.

Bundesliga raises Qatar 2022 concern

Wednesday, 5:25 pm
Germany's Bundesliga warns moving the 2022 World Cup to the Qatari winter could lead to legal challenges by European Leagues.

VIDEO: Fears over EU-US energy price divide

9:45 am (2 hours ago)
The cost of energy used to be roughly the same on both sides of the Atlantic, but the US-led revolution in shale oil and gas has sent prices tumbling.

AUDIO: Burberry boss 'looking to Middle East'

10:35 am (an hour ago)
The Today programme's Friday Boss is Burberry chief executive Angela Ahrendts.

VIDEO: IMF's Lagarde faces fresh questions

9:38 am (3 hours ago)
Christine Lagarde will find out on Friday if she will be put under formal investigation for her role in a payout made to a tycoon when she was finance minister.

VIDEO: The book clubs that find bestsellers

2:24 am (10 hours ago)
Hookline Books have started a new way of finding bestsellers with book groups at the heart of the decision-making process.

VIDEO: Demand for rapeseed oil soaring

Yesterday, 11:07 am
Farmers across East Anglia are benefiting from a poor olive harvest in Spain this year.

VIDEO: How HP hopes to revive its fortunes

Yesterday, 11:23 am
Hewlett-Packard shares have leapt in after-hours trading, despite quarterly results showing a seventh consecutive fall in sales.

VIDEO: Iron Man 3 is a superhero in China

Yesterday, 9:38 am
Disney's Iron Man 3 film is set to become China's highest-grossing film of all time, opening the door for more business from Hollywood.

VIDEO: UK first quarter growth confirmed

Yesterday, 11:24 am
The UK's economy grew at 0.3% in the first three months of the year, official figures have confirmed.

German football model is a league apart

12:10 am (12 hours ago)
How German football clubs treat their fans differently

Can watches show more than the time?

12:07 am (12 hours ago)
Why have we been waiting so long for watches to catch up with smart phones?

The tech that's transforming gardening

12:03 am (12 hours ago)
The technology that's transforming gardening

Biting Apple: Taxing the big boys?

Yesterday, 12:51 am
Europe's tax chief on how to squeeze the corporate Apples

'Gang of four' aims to shake up Latam trade

Yesterday, 1:01 am
Why Chile, Colombia, Mexico and Peru want to form a new trade bloc

Calculate your inflation rate

Tuesday, 12:03 am
Find out how much your cost of living is going up

Is a paperless library still a library?

Wednesday, 6:53 pm
Getting ready for bookless libraries

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley