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Private Client

We are experts in our field built through providing quality service to our clients for 80 years with a passion for the finer things in life. Backhouse Insurance can offer a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

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A pay package proposed for the new head of gas giant BG Group is branded "excessive and inflammatory" by the Institute of Directors.
Yesterday 3:13 pm (9 hours ago)
Ana Botin has moved swiftly to reshape Santander, ousting its chief executive after less than two years in the role.
Yesterday 3:11 pm (9 hours ago)
The US economy grew much faster in the third quarter than first reported, official figures have shown.
Yesterday 7:26 pm (5 hours ago)
The dairy industry is in a desperate state, a government committee hears.
Yesterday 12:09 pm (12 hours ago)
The number of mortgages being granted by Britain's banks falls by 16% over the last year, according to banking industry body, the BBA.
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Yesterday 12:51 pm (11 hours ago)
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Yesterday 10:13 am (14 hours ago)
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Yesterday 2:11 pm (10 hours ago)
The eurozone may be stuck in an enduring period of no growth, the Organisation for Economic Co-operation and Development says.
Monday, 11:56 pm
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Yesterday 7:44 am (16 hours ago)
Kingfisher, the owner of the B&Q DIY chain, has blamed "particularly difficult" trading conditions in France for a fall in third quarter profits.
Yesterday 5:28 pm (7 hours ago)
Nigeria has devalued the naira, saying a drop in oil prices has been making it hard to defend its currency.
Yesterday 8:34 am (15 hours ago)
Sony Pictures Entertainment has been targeted by computer hackers in an attack which reports say has forced the company to shut down its corporate network.
Monday, 6:41 pm
A businessman who wrote a government report that criticised RBS has been told he can no longer remain a customer of the bank, Panorama learns.
Monday, 1:17 pm
Home buyers over the age of 40 are increasingly being "frozen out" of getting mortgages, the industry warns.
Yesterday 12:53 pm (11 hours ago)
Universal Pictures take on a movie based on the life of Apple co-founder Steve Jobs following Sony Pictures' departure from the project.
Friday, November 21st, 1:29 pm
La Liga giants Valencia are facing a fight to be allowed to use a bat symbol on their crest - from the creators of Batman.
Monday, 11:58 am
The elderly and the unemployed used to be most at risk of poverty, but a new report claims it is now the young and those in work who are most vulnerable.
Monday, 1:07 am
Royal Bank of Scotland apologised for giving incorrect evidence to a parliamentary hearing, letters released by the Treasury Committee reveal.
Monday, 2:50 pm
Regulators have issued a warning to consumers over a bank falsely claiming to operate in the Channel Islands.
Yesterday 12:20 am (24 hours ago)
Optimism among companies in the UK services sector is at its lowest for 21 months, according to a survey by the CBI.
Monday, 1:38 pm
The falling oil price is costing Russia up to $100bn a year, while Western sanctions have hit the country by a further $40bn, its finance minister says.
Monday, 2:50 am
Global business confidence slipped to five-year low in October, according to a survey of 6,100 companies from Markit Economics.
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Thursday, November 20th, 12:10 am
As more Emirati women enter the private sector, a growing number are going into fashion design, reports Verity Ratcliffe from Dubai.
Tuesday, November 18th, 8:17 pm
The new government in Afghanistan says it wants to make it easier to do business in the country - but will things change?
Sunday, November 23rd, 8:57 pm
The European Tour releases its 2015 schedule - with new events in Thailand, India, China, Scotland, Germany & Mauritius.
Sunday, November 23rd, 2:28 pm
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Thursday, November 20th, 7:41 pm
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Yesterday 11:20 pm (43 minutes ago)
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Yesterday 3:11 am (21 hours ago)
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Yesterday 2:49 am (21 hours ago)
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Monday, 1:37 pm
Royal Bank of Scotland has apologised for giving incorrect evidence to a parliamentary hearing, it has emerged.
Monday, 5:47 pm
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Monday, 2:27 pm
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Monday, 8:08 pm
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Yesterday 12:19 am (24 hours ago)
How Ukraine's tech sector is look to Europe for a brighter future
Yesterday, 12:02 am
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Monday, 12:14 am
The couple who changed the way we shop
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HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions