COMMERCIAL SERVICES

We can help protect your business, click here to discover our range of comemercial services.

  • Prestige Home
  • Prestige Car
  • Pensions & Investments
  • Life & Health Insurance

Private Client

We are experts in our field built through providing quality service to our clients for 80 years with a passion for the finer things in life. Backhouse Insurance can offer a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

12:12 pm (4 hours ago)
UK economic growth accelerated to 0.7% in the second quarter of the year, helped by a big jump in oil and gas production.
12:35 pm (4 hours ago)
Volkswagen became the world's biggest-selling vehicle maker in the first half of the year, overtaking Toyota for the first time.
3:33 pm (46 minutes ago)
David Cameron's plans to crack down on "dirty money" being used to buy UK property have been criticised by tax and property experts.
9:19 am (7 hours ago)
Communications regulator Ofcom accuses Royal Mail of breaching competition law after it proposed raising prices for its bulk mail delivery customers.
1:35 pm (3 hours ago)
BP reports a sharp fall in underlying profits for the three months to the end of June as lower oil prices continue to hurt.
9:28 am (7 hours ago)
Shares in mainland China continued their slide on Tuesday, a day after the Shanghai Composite index saw its biggest one-day drop in eight years.
8:45 am (8 hours ago)
Half-year profits at ITV rose by 25% as revenue increased across all divisions, but the broadcaster's share of viewing across its channels fell 4%.
12:24 pm (4 hours ago)
High Street clothing retailer Next says full-price sales rose by 3.5% in the half year to 25 July, and that profits will be higher than expected.
12:08 pm (4 hours ago)
Zurich Insurance says it is considering a bid for the UK's RSA Insurance, the owner of the More Than brand.
9:01 am (7 hours ago)
Retailer Amazon enters the UK streaming market with Prime Music, a new service available to Amazon Prime customers as part of their annual subscription.
12:41 pm (4 hours ago)
The FTSE 100 rises on a busy day for company news, with shares in RSA up nearly 15% after Zurich Insurance says it is considering a bid for the insurer.
10:39 am (6 hours ago)
Foreigners must be stopped from buying UK homes with "plundered" cash and a "global effort" is needed to beat corruption, David Cameron says.
Yesterday 4:24 pm (24 hours ago)
One of India's richest men, Yusuffali Kader, has bought the original Scotland Yard site in Whitehall for £110m.
Yesterday, 2:08 pm
Consumers can exchange old mobile phones for instant gift vouchers at catalogue retailer Argos.
11:48 am (5 hours ago)
Rovio Entertainment, creators of the smash hit mobile game Angry Birds, are set to release their new game, Angry Birds 2, as Jeremy Howell reports.
12:19 am (16 hours ago)
BBC News explains how your daily activities can influence the calculation of GDP, or Gross Domestic Product, a key economic indicator.
Yesterday 6:47 pm (22 hours ago)
Shares in mainland China have recorded their biggest one-day fall for more than eight years following a sell-off towards the end of the trading day.
Yesterday, 1:54 am
If you ever needed proof of the popularity of anime, comics and video games in Asia, you need look no further than Hong Kong.
Friday, July 24th, 12:03 pm
The BBC meets one woman running her own manufacturing plant near the city of Pune. Satya Vadlamani is the managing director of Murli Krishna Pharma.
Yesterday, 12:15 am
Could solar power help solve India's recurrent power shortages, or are government targets too ambitious?
Sunday, July 26th, 8:00 pm
How former Australian rugby union captain George Gregan built a food and hospitality business.
Sunday, July 26th, 8:54 am
Many of the world's biggest sports organisations see China as a key target in their global expansion plans, but cracking the market can be a whole new ball game.
12:03 am (16 hours ago)
What's putting the brakes on driverless cars?
Sunday, July 26th, 8:00 pm
How a former Wallabies captain built a business empire
Yesterday, 12:04 am
Iran looks for investment opportunities
Yesterday, 12:00 am
The US firm which wants to get more things invented
Friday, July 24th, 10:20 pm
The UK's first Versace-branded flats go on sale
Friday, July 24th, 10:31 pm
Facing the future at the IMF
Friday, July 24th, 12:02 am
The dos and don'ts of Twitter for bosses
Friday, July 24th, 12:02 am
How drugs firms are spending more on chronic illnesses
Friday, July 24th, 10:55 am
Nikkei's FT purchase thrusts it into global media spotlight

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions