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Private Client

We are experts in our field built through providing quality service to our clients for over 75 years with a passion for the finer things in life. Backhouse Insurance can offer a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

12:00 am (10 hours ago)
The proposed high-speed rail link between Birmingham and Crewe will be opened six years earlier than planned, in 2027, Chancellor George Osborne says.
8:29 am (an hour ago)
The International Monetary Fund is expected to announce on Monday that China's currency, the yuan, will join the fund's select group of international reserve currencies.
12:40 am (9 hours ago)
A tax on sugary drinks should be introduced as part of a "bold and urgent" set of measures to tackle child obesity in England, MPs say.
9:15 am (28 minutes ago)
Shares in China remain under pressure after falling by more than 5% on Friday when it was revealed that the country's top brokerages were under investigation.
9:18 am (26 minutes ago)
Shares in BHP Billiton lead the FTSE lower, with the miner expecting to be sued by the Brazilian government over the collapse of a waste water dam.
Yesterday 7:02 pm (15 hours ago)
The newest member of the Bank of England's Monetary Policy Committee says growth and wages are the things that will persuade him it is time for an interest rate rise.
Yesterday, 2:39 am
Hundreds of solar power jobs have been lost owing to planned cuts to subsidies, according to a survey that suggests thousands more jobs could be at risk industry-wide.
Yesterday 11:31 am (22 hours ago)
Iran overhauls the way in which it offers contracts to foreign energy companies in a bid to attract up to $30bn of new investment.
Yesterday 1:54 pm (20 hours ago)
Mining giant BHP is bracing for a $5.2bn lawsuit from Brazil's government over the devastating collapse at the Samarco mine.
Yesterday 11:40 am (22 hours ago)
German airline Lufthansa strikes pay deal with 30,000 ground staff as it looks to avoid further strikes.
Saturday, November 28th, 1:48 pm
A further 333 jobs are saved at steel company Caparo, administrators PwC announce.
Saturday, November 28th, 1:12 pm
Online retailer Amazon says it has its biggest sales day ever in the UK as shoppers rush to buy bargains on Black Friday.
Monday, November 16th, 2:02 pm
Victoria Alonsoperez on how an outbreak of mad cow disease when she was a teenager inspired her latest venture.
Monday, November 16th, 11:18 am
Restaurant founder Xian Xu on the importance of finding the right partner to build her business with.
12:00 am (10 hours ago)
As leaders gather for the Paris Climate Change summit, Charlotte Glennie reports on China's most-polluted city.
12:06 am (10 hours ago)
With China's slowdown, India is now the fast growing large economy in the world, but its growth is marred with challenges.
Monday, November 16th, 3:37 pm
The art app creator talks about what it felt like the first time she saw a stranger using her app in a museum.
Monday, November 16th, 3:47 pm
The award winning spa owner on how being a woman has helped her establish her beauty business
Monday, November 16th, 10:59 am
Michelle Sun, 28, the founder of First Code Academy on how she made the leap from investment banking to starting her own business
Monday, November 16th, 3:29 pm
The founder of an online marketplace for elderly care discusses how how her experience with her grandmother inspired the business.
12:03 am (10 hours ago)
Unwrapping the numbers
12:04 am (10 hours ago)
The woman who built a coffee empire
Saturday, November 28th, 2:35 am
Is there an economic case for tackling climate change?
Saturday, November 28th, 12:12 am
How the government will boost your savings to help buy a home
Friday, November 27th, 10:01 pm
Why Wasps rugby club is buzzing again
Friday, November 27th, 12:25 am
It's a love-hate relationship
Friday, November 27th, 12:28 am
Do social media apps in the office spell the end for work emails?
Friday, November 27th, 12:27 am
Power cuts are seriously affecting many of Zambia's businesses
Thursday, November 26th, 12:09 am
Should the UK choose between the EU and the Commonwealth?


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley