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Private Client

We are experts in our field built through providing quality service to our clients for over 75 years with a passion for the finer things in life. Backhouse Private Client offers a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

12:02 am (2 hours ago)
Sales of homes for more than £1m have hit a new high. See how many were sold near you in the last decade.
Yesterday 11:59 pm (2 hours ago)
Tough new data protection laws come into effect on Friday, but many firms say they are not ready.
Yesterday 9:37 pm (5 hours ago)
The online streaming giant temporarily becomes the world's most valuable media company before falling back.
Yesterday 3:16 pm (11 hours ago)
The average UK household income, after taxes and benefits are accounted for, is £19,432 per person.
Yesterday 6:47 pm (8 hours ago)
Investors reject proposal pressing the firm to review its use of plastic straws on environmental grounds.
Yesterday 9:44 pm (5 hours ago)
A senior EU official describes the UK's negotiating position as a "fantasy", after talks in Brussels.
Yesterday 11:13 am (15 hours ago)
Despite a rebound last month, consumer spending is expected to remain "lacklustre" this year.
Yesterday 8:58 am (17 hours ago)
Freezing conditions earlier this year results in a 9% fall in sales at Kingfisher's DIY chain.
Yesterday 8:27 am (18 hours ago)
Test your knowledge of how the EU's data protection law could affect you.
Yesterday 5:00 pm (9 hours ago)
An investor claims the world's largest luggage maker is using questionable accounting practices.
Yesterday 4:44 pm (10 hours ago)
One of the custom plans could cost up to £20bn a year, says HMRC.
Yesterday 11:48 am (15 hours ago)
The move comes as Germany's biggest lender attempts to return to profitability.
Yesterday 2:06 pm (12 hours ago)
EU residents are being blocked from several services and in some cases having their accounts wiped.
Yesterday 3:52 pm (11 hours ago)
The Brexit select committee criticises the lack of agreement on trade arrangements.
Yesterday, 1:33 am
The US cable TV giant considers a takeover offer, setting up a potential bidding war with Disney.
Yesterday 4:36 am (22 hours ago)
The investigation will see if vehicle imports threaten national security, which could lead to tariffs.
Yesterday, 1:03 am
The creams work much less well after they have been worn in the sea, warns consumer group Which?.
Wednesday, 5:48 pm
The technology-based system could cost more than the UK contributes as an EU member, MPs are told.
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The BBC's Aaron Heslehurst explains how the light bulb became a million dollar idea.
Yesterday 7:01 pm (7 hours ago)
Britain may be denied full access to the EU's Galileo satellite navigation system on security grounds after Brexit.
Wednesday, 1:38 pm
The chief executive of Marks and Spencer says the company's culture has been too "inward looking" and "corporate".
Tuesday, 12:02 am
Corrine Mensah was recently crowned Ms Curvaceous UK 2018.
Monday, 8:09 am
Liv Garfield, winner of the Businesswoman of the Year award, shares her CEO Secrets.
Friday, May 18th, 11:09 am
The BBC's Aaron Heslehurst tells us how the video game became a million dollar idea.
Friday, May 18th, 12:07 pm
Errol April is a soldier-turned-apple farmer who believes in redistributing land in South Africa.
Yesterday 10:39 am (16 hours ago)
Vertical Ulster Bank £5 and £10 notes will come into circulation next year.
Yesterday 7:01 am (19 hours ago)
China is increasingly going after companies that don't abide by its territorial claims.
12:43 am (an hour ago)
The couple whose "bhungroo" invention is protecting thousands of farmers from drought and monsoon floods.
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Strawberry producers say labour shortages are driving them to find robotic fruit pickers instead.
Yesterday, 12:44 am
As the UK hopes to secure trade deals around the world post-Brexit, New Zealand remembers how it was cast adrift when Britain joined the EEC.
Yesterday 2:13 pm (12 hours ago)
After years of growth, the UK's challenger banks are fighting hard to survive in a tough new market.
Wednesday, 12:50 am
The United Nations is launching a global poll to find what young people think of policies affecting their lives.
Tuesday, 10:07 pm
If you are fed up of "stay on our mailing list" emails, spare a thought for those having to send them.
Tuesday, 4:36 pm
The president prides himself on his deal-making, but the Chinese are claiming the upper hand.
Tuesday, 12:05 am
Drivers may be confusing autonomous cars with driver assistance technology, with sometimes fatal consequences.
Monday, 12:16 am
The language classes multi-millionaire who started out in business doing telesales via a public phone at an airport.
Monday, 12:19 am
Washington is worried about Chinese investors. Is the rest of America?
Friday, May 18th, 12:22 am
New apps are bringing a greater range of services and features to the vital flows of money to families around the world
Friday, May 18th, 12:14 am
A high-tech solution being tested in Iceland gets rid of waste carbon dioxide by pumping it 1,000m underground.
Thursday, May 17th, 12:00 am
Worried Texan businesses call on Trump not to walk away from the free trade agreement between the US, Mexico and Canada.
Wednesday, May 16th, 12:09 am
Farc guerillas have returned home, but they are often illiterate and unemployed and in urgent need of new skills for jobs.
Tuesday, May 15th, 12:12 am
Dockless bike tech has massively boosted bike-sharing. Is it the future of two-wheeled transport?
Monday, May 14th, 12:10 am
How one couple overcame arson threats to build a restaurant business.

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley