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Education Insurance

Education Insurance

Backhouse have been servicing educational insurance for nearly 20 years, creating insurance portfolios for a number of educational establishments in the UK. Our knowledge and expertise of insurance for the education sector is recognised throughout the UK. As well as insurance services, we provide risk management advice to educational establishments which helps keep insurance claims to a minimum.

In the same way that every pupil has their own unique skill sets and personality traits, we recognise that every school or academy has its own nuances which need careful consideration. Our clients have chosen Backhouse because of the importance we place upon understanding these often unique requirements. We work closely with our clients to ensure we provide the right cover that fully meets your needs and protects you from all potential risks.

For further information, please contact Peter Barnes on 01282 677776

Yesterday 11:04 pm (5 hours ago)
Fraudsters managed to steal more than £500m from UK banking customers in the first half of 2018.
Yesterday 6:15 pm (10 hours ago)
Government papers warn airlines would lose automatic rights to fly from UK to EU without an agreement.
Yesterday 11:21 pm (5 hours ago)
It marks the first trade agreement finalised by the US president.
12:11 am (4 hours ago)
The department store chain will open a new branch on Thursday as it tries to revive its fortunes on the High Street.
Yesterday 2:55 pm (13 hours ago)
Brent crude hits four-year highs after oil-producing countries fail to agree an increase in production.
Yesterday 11:47 am (16 hours ago)
Michael Kors is reported to be buying the Italian fashion house founded by Gianni Versace in 1978.
Yesterday 3:06 pm (13 hours ago)
The firm, backed by Oprah Winfrey, says the change to WW reflects its shift to focus on overall health.
Yesterday 5:03 pm (11 hours ago)
The department store group says it is in talks with the High Street chain over the move.
Yesterday 3:30 pm (13 hours ago)
The Australian tycoon retains a sprawling media empire across three continents despite selling Sky.
Yesterday 9:30 am (19 hours ago)
The travel firm's shares tumble after it says the heatwave meant customers stayed home to enjoy the sun.
Yesterday 3:17 pm (13 hours ago)
Barrick Gold's purchase of Randgold Resources will create a company worth about $18bn.
Yesterday 3:07 pm (13 hours ago)
The energy company says initial tests off Shetland indicated there could be one trillion cubic feet of gas which could be extracted.
Yesterday 9:05 am (19 hours ago)
Casino says it has rejected a bid approach from Carrefour, which denies any kind of approach.
Yesterday 10:00 am (18 hours ago)
The criticism from Beijing come hours after a new round of US tariffs on Chinese goods kicked in.
Yesterday 1:00 pm (15 hours ago)
John McDonnell announces mass share ownership scheme and sets out plan to nationalise water industry.
Sunday, September 23rd, 4:13 pm
The level of bogus claims is enormous and the government is complicit, the bank's chairman says.
Sunday, September 23rd, 3:01 pm
The manufacturer eyes a "diesel-free" future after its parent company cheated emissions tests.
12:09 am (4 hours ago)
India has big solar ambitions, but could recent policy uncertainties cast a shadow on its plans?
Yesterday, 12:10 am
Fashion brand Nubian Skin was born out of frustration – Ade Hassan’s frustration that she couldn’t find nude tights to match her skin tone.
Yesterday, 12:19 am
Sikkim's been declared India's first fully organic state, so will this revolution boost farming?
Sunday, September 23rd, 10:15 am
India has launched its new flagship health insurance scheme, dubbed "Modicare".
Friday, September 21st, 12:51 am
The BBC's Aaron Heslehurst explains how the fridge became a million dollar idea.
Friday, September 21st, 12:25 am
Uber Eats drivers are staging protests over changes to their payment structure, claiming rates for every delivery had been reduced without agreement.
Thursday, September 20th, 2:03 pm
How does the GoPro Hero 7 compare to last year's model - and can it turn the company around?
Friday, September 21st, 12:04 am
From Belgium to Swindon in under eight hours, the journey of an alloy wheel.
Yesterday 10:12 am (18 hours ago)
Cody Wilson has been released from prison in Houston after being charged with the sexual assault of an under-age girl.
Friday, September 21st, 9:48 pm
The "giant vampire squid" will target the UK savings market next week - but will it be a damp squib?
12:02 am (4 hours ago)
The goal of real-time natural language translation is getting closer, but mistakes still happen.
12:05 am (4 hours ago)
Refilwe Ledwaba is South Africa’s first black female helicopter pilot and wants other women to follow her.
Yesterday, 12:23 am
Shared ownership, Help to Buy, and the Starter Home scheme can be confusing. Are they the answer for buying a first home?
Yesterday, 12:24 am
When Kiran Mazumdar-Shaw couldn't get a job as a brewer because she was a woman, she set up a drugs business that is now worth $5.6bn.
Sunday, September 23rd, 12:47 am
Plans to play top flight competitive Spanish games in North America are only part of a plan for worldwide growth.
Sunday, September 23rd, 1:09 am
The extraordinary life of Sir Thomas Lipton: rags-to-riches tycoon, self-publicist, philanthropist and sportsman.
Saturday, September 22nd, 12:49 am
What could Venezuela's government learn from these five historic cases of hyperinflation?
Thursday, September 20th, 10:56 pm
China's Beidou is being used in everything from ploughing to precision missiles, but can it go global?
Thursday, September 20th, 12:51 am
Companies in the US state of Wisconsin show how President Trump's trade war with China is continuing to hurt.
Thursday, September 20th, 12:10 am
Sheep farmers fear a no-deal Brexit could have a "devastating" impact on rural market towns.
Wednesday, September 19th, 12:24 am
Jacquie Davis, the UK's first female bodyguard, talks about hostage rescues and undercover surveillance.
Thursday, September 20th, 12:54 am
With 5G, experts say we could enjoy virtual reality in HD on our mobiles and even project holographics.
Wednesday, September 19th, 12:25 am
How likely is it that we will see mobile phones that use self-healing materials any time soon?

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley