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Education Insurance

Education Insurance

Backhouse have been servicing educational insurance for nearly 20 years, creating insurance portfolios for a number of educational establishments in the UK. Our knowledge and expertise of insurance for the education sector is recognised throughout the UK. As well as insurance services, we provide risk management advice to educational establishments which helps keep insurance claims to a minimum.

In the same way that every pupil has their own unique skill sets and personality traits, we recognise that every school or academy has its own nuances which need careful consideration. Our clients have chosen Backhouse because of the importance we place upon understanding these often unique requirements. We work closely with our clients to ensure we provide the right cover that fully meets your needs and protects you from all potential risks.

For further information, please contact Peter Barnes on 01282 677776

8:02 pm (52 minutes ago)
Carillion held rescue talks with the government since October in a bid to stave off collapse, says boss.
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The supermarket giant drops the value of some of its rewards and raises some of the others.
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12:18 am (21 hours ago)
A quarter of very low-income households have high debt repayments or are behind on bills or repayments.
Yesterday, 12:52 pm
The European planemaker says it will stop making its giant A380 jet if it does not get any more orders.
4:16 pm (5 hours ago)
Faulty tumble dryers which can catch fire are still widely used in the UK, a committee of MPs warns.
Yesterday, 7:09 pm
Britain's second biggest construction company has collapsed. What does it mean for the projects it worked on, and the schools and hospitals it worked for?
Yesterday 11:04 pm (22 hours ago)
Airbus has said it will stop making its superjumbo if it does not get any more orders.
Yesterday, 6:59 pm
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"You can run a football club and still wear a dress," says Carolyn Radford, the CEO of Mansfield Town FC.
Yesterday, 4:04 am
Ride-hailing apps like Uber and Grab price journeys higher when demand spikes. But can you get around it?
Friday, January 12th, 12:13 am
The BBC's Aaron Heslehurst explains how Teflon became a million dollar idea.
Friday, January 12th, 2:21 pm
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Carillion's collapse throws the future of its big UK building projects and those that work on them into doubt.
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Yesterday, 3:16 pm
How the collapse of Carillion has affected those who worked with and for the company.
Yesterday, 11:54 am
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Yesterday, 9:52 am
The construction firm is to be liquidated after its huge financial troubles finally overwhelmed it.
Yesterday, 12:00 am
How a UK expat introduced Americans to the joys of traditional British desserts, such as sticky toffee pudding.
Sunday, January 14th, 12:47 am
Women say they are being groped at events, abused on social media and belittled in their jobs.
Saturday, January 13th, 12:33 am
John Cronin and his father, Mark, explain how they've grown their colourful socks business.
Sunday, January 14th, 12:25 am
How the UK's big retailers are trying to reduce the amount of avoidable plastic waste they produce.
Friday, January 12th, 12:04 am
With water usage and droughts across the globe rising, the race is on to manage water more efficiently.
Thursday, January 11th, 5:24 pm
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Thursday, January 11th, 12:04 am
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Thursday, January 11th, 12:09 am
Basketball rivals the Boston Celtics and Philadelphia 76ers are in the UK to boost the NBA's global presence.
Monday, January 8th, 5:59 pm
Carrie Gracie's resignation at the BBC got us wondering how widespread the problem is in the UK.

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions